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DEBT FREE LIVING
You're about to discover a proven strategy on how to become debt free for the rest of your life. Many people suffer from the negative effects of debt like loss of financial freedom, loss of family harmony, and even loss of life. Most of them are fully aware that this is a serious problem, but they are unable to change their situation simply because they've gotten used to living with this reality for so long.
Here Is a Preview of What You'll Learn...
•Unmasking Debt – Learn the truth about debt and what it could do to you.
•At The Expense of Tomorrow – Discover how you fell into the trap of being buried deep in debt.
•The First Step Towards Freedom From Debt – Realize your current financial status by knowing your statement of assets and liabilities.
•Strategies That Work – Start your way to becoming debt free by learning principles on debt cancellation.
•Reverse The Trend – Discover three unusual actions to permanently free you from being in debt again.
Enjoying A Debt Free Life – Achieve that which you think is possible and enjoy all the benefits for the rest of your life! Fortunately, you can break from the bondage of debts and start living a debt-free life! This book features a step-by-step strategy that will help you free yourself from debt and help you take control of your finances and your life.
EDITOR'S TOP PICK
NEGOTIATE & SETTLE YOUR DEBTS
Considering debt settlement? Negotiate and Settle Your Debts guides you to an extremely inexpensive way to do your own negotiating and settling of credit card debt.
ALSO INCLUDED ARE WHAT THE BANKS ARE ACCEPTING AS SETTLEMENTS
Save thousands of dollars and improve the quality of your life with this very informative gem of a book. Contents are sample Debt Settlement letters , Instructions on the timelines, How and when to start negotiating with your creditors, What happens each month you go late, Credit Repair Letters, Information about the Statute of Limitations and FDCPA, Information about the IRS Debt Forgiveness laws including Insolvency.
Recent debt settlement letters of the authors from Bank of America for 20 cents on the dollar show that the strategies in this book really work.
These are easy to follow steps, which allow you to take back control of your financial future. Take action on your credit card debt today and discover the secrets the debt settlement companies and banks don't want you to know!
LIVING DEBT FREE
How to Eliminate All Debts, get Complete Debt Relief, and Remain Debt Free. Debt Relief without paying!
After two decades of fighting creditors and debt collectors on behalf of thousands of clients, Board Certified Attorney Mark Wesbrooks has put together a powerful how-to guide to arm Americans with everything needed to oppose creditors, collectors, and their attorneys in their efforts to seek court judgments, seize assets, invade bank accounts, and garnish pay checks. Wesbrooks effectively explains legal protections, strategies, and procedures in easy to understand terms.
Consumers have legal powers against aggressive creditors and debt collectors under the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA) and other federal and state laws. Asserting these legal rights can make creditors and their attorneys go away. Consumers are entitled to recover money damages against creditors and collectors for even one violation of these laws. Part of the Legal Playbooks™ Series, The Debt Relief Playbook is an invaluable resource in defending against creditors, debt collectors and their attorneys.
The Debt Relief Playbook provides a roadmap to financial freedom, including sample letters, court documents, and legal references (The War Chest) that will help you stand up and fight to protect your family and preserve the American dream. Proper planning and an early counter-attack can eliminate the problem. When your family is under attack, it is time to fight and prevail!
THE FREEDOM FUND
The Complete Debt Relief Manual is the definitive guide to paying off and eliminating any kind of debt. Written from a procedure writer's perspective, it will guide you, with detailed steps, sample letters, and checklists, through the processes of budgeting, deciding the best way to pay off debts, negotiating settlements with credit card companies or the IRS without getting scammed by debt settlement or consolidation companies, dealing with debt collector calls and hassles, handling or avoiding lawsuits, determining whether or not to declare bankruptcy and how to avoid it, and repairing your credit and improving your credit score.
Foreclosure is not dealt with due to its specialized nature and the risks involved of tackling it without an attorney. Born from the author's painful lessons learned and personal experience, The Compete Debt Relief Manual is a treasure of accurate and effective procedures to guide your every step on your journey to debt freedom.
DEBT FREE LIFE
You're not alone in your struggle with crushing debt, and bankruptcy is not your only option. Drop Debt presents a way to start building a new, durable financial future.
As the former president of the National Consumer Council, author Harvey Z. Warren has helped thousands of families find relief from crippling debt. This book offers a continuation of his work, aimed at rescuing the millions of potential readers who are teetering on the edge of bankruptcy. This no-holds-barred examination of the American debt crisis reveals the inner workings of the personal debt industry, while presenting lessons and action plans for readers who want to reclaim a debt-free life. Readers will find relief in understanding that they are not alone in struggling with their financial problems.
With powerful first-person testimonies, well-researched background material, and a conversational yet authoritative tone, the book provides readers with the confidence and the skills they need to overcome the shame of debt, take control of their finances, and live a comfortable life well in the black.
NEVER MAKE ANOTHER HOUSING PAYMENT AGAIN!
You Read That Right! And You Can Do it in as Little as 30 Days!
Matthew & Fiona Peters train people in their proven system on how to pay nothing for their housing and eliminate debt for the rest of their lives, all while working less and living life on their own terms.
THIS BOOK PROVIDES THE FOLLOWING:
* Walks you through the simple steps to acquiring a free home in as little as 30 days
* Teaches you a totally legal method to earning a “Tax-FREE” income
* Guides you through a lightning-paced step-by-step plan to live debt free forever
* Shows you how to instantly boost your personal spending power by 30%-50%
* Lays out a simple recession-proof skill which gives you mobility & security to live life on your own terms.
After several months, we were 100% debt-free, taking extended vacations in South America, Hawaii and Europe and buying up real assets of our own. Once we streamlined our system, we knew we had to share our discovery with the rest of the world. Don’t Own, Don’t Rent, Live Well…
Whether you are currently in debt or fear you’re falling into debt, you are not alone. Sixty million Americans—from doctors to secretaries, from executives to the unemployed—face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You’ll learn
• how to recognize the warning signs of serious debt
• how to negotiate with angry creditors, collection agencies, and the IRS
• how to design a realistic and painless payback schedule
• how to identify your spending blind spots
• how to cope with the anxiety and daily pressures of owing money
• plus the three cardinal rules for staying out of debt forever, and much more!
This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program. A simple, proven-effective formula for freeing yourself from debt—and staying that way; Revised and updated, with a new Preface by the author
HOUSE OF DEBT
The Great American Recession resulted in the loss of eight million jobs between 2007 and 2009. More than four million homes were lost to foreclosures. Is it a coincidence that the United States witnessed a dramatic rise in household debt in the years before the recession—that the total amount of debt for American households doubled between 2000 and 2007 to $14 trillion? Definitely not. Armed with clear and powerful evidence, Atif Mian and Amir Sufi reveal in House of Debt how the Great Recession and Great Depression, as well as the current economic malaise in Europe, were caused by a large run-up in household debt followed by a significantly large drop in household spending.
Though the banking crisis captured the public’s attention, Mian and Sufi argue strongly with actual data that current policy is too heavily biased toward protecting banks and creditors. Increasing the flow of credit, they show, is disastrously counterproductive when the fundamental problem is too much debt. As their research shows, excessive household debt leads to foreclosures, causing individuals to spend less and save more. Less spending means less demand for goods, followed by declines in production and huge job losses. How do we end such a cycle?
Thoroughly grounded in compelling economic evidence, House of Debt offers convincing answers to some of the most important questions facing the modern economy today: Why do severe recessions happen? Could we have prevented the Great Recession and its consequences? And what actions are needed to prevent such crises going forward?
ENOUGH IS ENOUGH
You've been dealing with debt for years; every month your statement arrives and even though you try, the balance doesn't come down.
I’m the founder & CEO of Total Debt Freedom, an active debt negotiation company that has saved consumers over $40 million in unsecured debt by using a technique I've used for 20 years called debt settlement.
Why am I giving away these secrets? I’m tired of consumers feeling "beat up" and bullied by bill collectors. I wrote this “do-it-yourself” book for those that want to save thousands and settle their credit card debt on their own. I’m pulling back the curtain because I know that bad things can happen to good people.
Governments, corporations and banks have all had their bailout, this is yours.
If you're worried about toting around a microphone on top of everything else in your bag, that should be the least of your concerns here. The Apogee MiC hits the tape at about 1.5 x 4.5 inches (38.1 x 114.3mm) and it's only about an inch and a half thick but still packs quite a punch.
About the Author:
Richard Cooper is a personal finance expert. After 10 years as a collection manager helping creditors recover hundreds of millions of dollars of every kind of debt, he went on to create a company in 2004 that helps consumers settle credit card debt for considerably less than they
Financial Enslavement. loss of freedom. a society of debt
Fear, loss of hope, depression, decreased quality of life
THE "3" THINGS TO CONSIDER WHEN SPEAKING ABOUT
FREEDOM AND DEBT:
1. The Epidemic Dilemma
2. Our Emotional Reaction
3. The Honest Answer
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You will be working with experienced attorneys whom have been and are well-versed within the field of Debit Consolidation, where credit and debt negotiation is key. Immediately STOP Wage Garnishments & Creditor Harrassment.
Our Team negotiates with creditors, places remaining debit into a trust, then restructures a NEW and feasible debt amount balance with our own modified fund. You will then be provided with the option to keep this trust fund to using it effectively for future use, long after your debt is PAID OFF.
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